Development Finance

Development finance 1 We finance sole traders as well as Limited companies. If you’re an experienced developer or house builder let us see how we can support your plans.

Vector provides the kind of financial agility needed to seize development opportunities.

• Market leading timescale for releasing the funds for your  development
• Flexible terms based on your development schedule
• Loans for new build, conversion, or refurbishment developments
• Flexible loan terms with extensions considered
• Interest rates are set on a deal by deal basis

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Commercial Mortgages

commercial bldg



Vector can provide commercial mortgages for investment properties, or to refinance existing properties or portfolios. Our services are of particular benefit in scenarios outside the range of the high street lenders.

We will consider semi-commercial and mixed-use property, retail units, offices and modern industrial units.

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Bridging Loans

constructionVector bridging finance can be used for:

Auction Purchase – Clients require pre-approval for a property that they wish to bid on at auction and need to complete within a fixed period of days after successfully bidding for the property. In this instance, a bridging loan is the perfect tool to help facilitate the purchase. The exit is then to re-finance with a traditional mortgage.

Tight Transaction Deadlines - Often banks and high street lenders can-not facilitate a short term loan quick enough whereby you risk missing out on the deal.

Chain Break Finance - A classic bridging loan need – where a client has an offer on their property but wishes to purchase another (or put a deposit down) and funds are required quickly for a short period and repaid when the property transaction completes.

Revolving Credit Facility - We can offer a bridging loan secured against a main asset whereby the charge is registered and remains in duration and this allows you to draw down in stages as and when required.

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Business Finance

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Vector can provide finance for multiple business needs secured against property. The funds can be used for cash flow support, purchase of stock, commercial buildings or to refinance existing loans. Our approach is flexible.

Please contact us to discuss.     Contact us